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How to apply for business financing with brightwheel Capital

[For Admins] Learn how to view your offer and apply for financing with brightwheel Capital.

Written by Audrey

Brightwheel has partnered with Stripe to offer eligible businesses access to fast, flexible financing.

If your business has received an offer, the application takes just a few minutes. This article outlines how to review your brightwheel Capital offer to receive funds in as soon as 2 business days, if you’re approved.

💡 Learn more about brightwheel Capital and your eligibility.


How to apply

  1. Log in to brightwheel on the web

  2. In the sidebar menu, go to Billing

  3. Select Capital tab

  4. If you are eligible, click View your offer to review and accept your financing agreement, then submit

If you’re approved, the financing amount will be deposited into the bank account associated with your brightwheel account in as soon as 2 business days, along with your usual payout.

Note: If you don’t see this option, this means you are not eligible. You can learn more about our eligibility requirements here.


After your funds arrive

Once your funds are deposited, your Capital page in brightwheel becomes active.

From there you can:

  • View a daily summary of your payment progress

  • See your remaining balance toward the total amount financed

  • Click Make Payment to pay off your balance faster — no fees for paying early

💡 Tip: Paying early does not guarantee a new offer. Accounts are automatically reviewed for additional offers on a daily basis, and you’ll receive an email if you qualify.


Disclaimer: Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. Stripe Capital loans are issued by Celtic Bank. Stripe Capital merchant cash advances are provided by YouLend. See your Dashboard for the terms of your offer.

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